Many colleges start their academic year with a fall term followed by a spring term, especially in a traditional campus setting. Online courses often run on a different schedule with shorter, more ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

Shorter terms have more flexibility but traditionally lower rates, while longer terms tend to have the opposite. CD ladders use both. Many, or all, of the products featured on this page are from our ...

CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission if you apply and are approved for a product, but our ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Term life insurance and universal life insurance have unique pros and cons Mary Hall is a editor for Investopedia's Advisor Insights, in addition to being the editor of several books and doctoral ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Owning VTI (or any other ETF) doesn't necessarily prevent that from happening, but it offers a portfolio construction where ...

Having short-term memory problems means that you forget things you’ve heard, seen, or done. It’s a typical part of getting older but can also signify a condition like dementia, brain injury, or a ...

Elaine Shelly is a writer and filmmaker who spends her free time with books, music and yarn. Alena is a professional writer, editor and manager with a lifelong passion for helping others live well.

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...