KEY TAKEAWAYS Following President Donald Trump's proposal to cap credit card interest rates at 10%, new Bilt credit cards offer rewards for making rent or mortgage payments and a 10% APR for the first year.

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is that they can have multiple APRs, each of which applies ...

Thirty-year mortgage rates fell to a one-year low today. The current average mortgage rate on a 30-year fixed mortgage is 6.03% with an APR of 6.06%, according to the Mortgage Research Center. The 15-year fixed mortgage has an average rate of 5.

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99%, or 28.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.

Learn how to negotiate a lower credit card interest rate and save money. Discover simple techniques to reduce your balance faster and become debt-free.