Life insurance is all about risk management. The thing is, most people think buying life insurance is black and white. You want protection, you buy a policy. But insurers know it’s far more ...

(These articles are intended to help you to think through issues in the news about which you may be undecided. We tell you how to think about it. We try to leave what to think about it up to you.) ...

San Mateo, California, Aug. 15, 2023 (GLOBE NEWSWIRE) -- Pinpoint Predictive, Inc, an AI-powered Loss Prediction and Risk Score platform, takes a formidable stand in its commitment to safeguard the ...

In this article, we show that common insurance policy provisions—namely, deductibles, coinsurance, and maximum limits—can arise as a result of adverse selection in a competitive insurance market.

Adverse selection is the process of making a decision without having all of the knowledge needed. It is a term commonly used in the insurance industry, when applicants withhold information from an ...

The state-level health insurance exchanges mandated by the Patient Protection and Affordable Care Act (PPACA) are expected to give consumers access to a wider array of better (i.e., higher quality and ...

2021 JUL 08 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News-- Current study results on Economics - Healthcare Economics have been published. According to news reporting ...

When it comes to life insurance, insurance companies want to minimize risk by insuring healthy and low-risk policyholders, yet unhealthy and high-risk individuals are more likely to apply for coverage ...