House Minority Leader Hakeem Jeffries (D-NY) stands near a sign with examples of rising health insurance premiums during a press conference on Capitol Hill on the 22nd day of a government shutdown, October 22, 2025. Credit: Francis Chung/POLITICO via AP ...

Healthcare.gov open enrollment begins Nov. 1. Many Americans may turn to high-deductible plans this year. High-deductible health plans can seem like an attractive option for health-insurance shoppers looking to lower their monthly premium payments.

Health insurance costs more but covers more for medical issues, while dental insurance is cheaper but doesn’t cover as many costs. Find out more about how these coverages compare.

Employer-sponsored family coverage now averages nearly $27,000 per year in the U.S., with workers paying more through higher premiums and deductibles. Recent federal changes threaten to reverse New York's coverage gains,

Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

Dr. Cooper is an associate professor of public health and economics at Yale. The debate over whether to extend the expanded Affordable Care Act subsidies has consumed lawmakers over the past two months, precipitated a government shutdown and sparked ...