Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Bobby L. Hickman is a longtime business and financial journalist who brings decades of experience in insurance and financial services to his editor role at Investopedia. He has worked with insurance ...

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance ...

Building contractors’ Commercial General Liability (CGL) insurance premiums keep going up. But what many contractors may not realize is that the hefty checks they write each month may not cover them ...

“Increasing claims costs, evolving litigation trends, and tightening capacity have created significant challenges for habitational property owners,” said Rajiv Matta, Chief Innovation Officer of MGA ...

The Hartford is a leader in casualty and property insurance. The company uses a quote-based pricing scheme to offer insurance in 2 main segments: commercial and personal lines. Its commercial segment ...

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.

If your office or factory burns to the ground, it can cost you. Even if you don't own the property, you can't just shrug, walk away and rent somewhere new. Your landlord might claim the fire resulted ...