After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons.

Everything you ever wanted to know about your credit rating but were afraid to ask Your credit file is your passport to loans, credit, mortgages and much more. Yet judging by my postbag, there’s a lot ...