A person's credit report tells a story about their childhood. New research, released last month by Harvard's Opportunity Insights, shows that a strong predictor of an adult's bill-paying habits—the ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...