Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

FICO announced it will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models. FICO, the creator of America’s most widely used credit-score system, will begin factoring Buy Now, Pay Later ...

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

The companies that buy up the majority of the country’s home loans will now accept a second credit scoring model for mortgages — a change that could help underrepresented borrowers qualify for ...

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...