Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Directors at two-thirds of the Federal Reserve's regional banks voted to leave the interest rate charged to commercial banks ...

The Federal Reserve has several tools to manage the money supply and keep the economy running smoothly. Learn how the central ...

December 10, 2025. That's the date when the final Federal Reserve meeting will conclude its final 2025 meeting and, with it, a now widely anticipated reduction to the federal funds rate. A rate drop ...

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans. By Tara Siegel Bernard The Federal Reserve lowered its key interest rate by ...

Reviewed by Erika Rasure Fact checked by Vikki Velasquez Multiple economic factors influence interest rates. Three types of interest rates, including real, nominal, and effective affect consumers' ...