FDIC Tells Staff to Narrow Bank Examinations Ahead of Final Rule

The Federal Deposit Insurance Corp. is instructing its bank examiners to focus their supervision on “material financial risks ...
JD Supra

FDIC Proposes Overhaul to Brokered Deposit Classification Rules; Significant Impact to Banking as a Service (BaaS) Industry

On July 30, 2024, the Federal Deposit Insurance Corporation (FDIC) issued a proposed rule that would make significant revisions to the FDIC’s regulations implementing the provisions of Section 29 of ...
American Banker

FDIC reverses course on Trump-era brokered deposits and ILC rules

WASHINGTON — The Federal Deposit Insurance Corp. issued two proposals Tuesday, one to revise its standards on banks accepting brokered deposits and another on approvals of new industrial loan company, ...
JD Supra

FDIC Withdraws Four Biden-Era Proposed Rules

On March 3, 2025, the Federal Deposit Insurance Corporation (FDIC) announced the withdrawal of three proposed rules intended to reshape oversight and regulatory obligations related to brokered ...
Compliance Week

FDIC eases leverage rules for banks, citing lower risk burdens

The U.S. Federal Deposit Insurance Corporation (FDIC) issued a final rule to change the leverage capital requirements for both large and community banks. The agency said the modification will ”reduce ...
American Banker

FDIC rescinds Biden-era merger policy, slew of pending rules

The board of the Federal Deposit Insurance Corp. Monday voted to issue a proposed rule to supersede a Biden-era statement of policy applying heightened scrutiny on bank mergers and withdrew several ...
Crain's Cleveland Business

FDIC's brokered deposits rule raises concerns for community banks

A Federal Deposit Insurance Corp. initiative to revise regulations on brokered deposits is raising concerns among community banks, which are pushing back on the simmering proposal. Put simply, a ...
The Silicon Review

FDIC Updates Resolution Plan Rules for Large Banks

The FDIC has updated its Insured Depository Institution (IDI) resolution planning rules for large banks, refining "living ...
ABC News

FDIC eases rules for private buys of failed banks

WASHINGTON -- Federal regulators have eased restrictions for private investors seeking to buy failed banks, as the tally of collapsed institutions mounts and well-funded buyers are scarce. The Federal ...
Cleveland.com

FDIC joins Fed in proposing stricter capital rules

WASHINGTON -- U.S. banks would have to keep a bigger cushion against unexpected losses under rules proposed by the Federal Deposit Insurance Corp. The requirements are intended to prevent another ...
Los Angeles Business Journal

OpEd: Proposed FDIC Rules Are Harmful

Proposed rules for the Federal Deposit Insurance Corp. could negatively impact the ability for community banks to be able to lend, writes Sandy Cajas. In Southern California, the entrepreneurial ...