January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching their ...

Social Security retirement benefits provide a lifelong source of income that goes up along with inflation. Half of married seniors and around 70% of unmarried elderly persons rely on Social Security ...

(This article is based on a portion of the new book, Making Social Security Work for You: Advice, Strategies, and Timelines That Can Maximize Your Benefits by Emily Guy Birken.) Understanding exactly ...

If your wife's own benefit rate would be less than 50% of your PIA even if she waited until 70 to file, she wouldn't want to wait past her FRA to claim her own retirement benefits. She could then ...

Social Security has many complex provisions, and smart retirees have used some of those provisions over the years to create useful strategies to enhance their retirement income. One of those ...

The decision on when to start taking Social Security benefits gets more complicated for couples who need to consider the interdependency of their benefits. If one spouse has earned significantly less ...

I suggest waiting in most cases, but that doesn't mean it’s always the best approach. Depending on your situation, risk tolerance and goals, your wife may want to file for Social Security now. However ...

Q: My wife and I scheduled an appointment at the Social Security Administration to apply for file and suspend and restricted application. My wife turned 62 last August and I turned 63 last November ...