CD account interest rates remain competitive at the start of 2026. Here's what a good long-term CD account rate is now.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Have extra cash? A certificate of deposit (CD) may be a good place to invest your funds. Currently, the best CD rate is 5.11% annual percentage yield (APY) for a 12-month term from Daniels-Sheridan ...

Interest rates for certificates of deposit have soared in recent years along with rates for savings accounts, mortgages and other financial products. But not all CDs are created equal. Some offer low ...

Average yields for 12-month certificates of deposit are down 6 basis points over the past year to 1.76%, according to the latest government data. Despite their average decline, however, WalletHub ...

CD rates are currently above 5.00%. Since this is higher than rates have been for many years, they seem like a good investment -- especially since they are insured by the FDIC, so losing money isn't ...

The Federal Reserve has been consistently lowering interest rates over the last year, making a certificate of deposit (CD) account a less appealing prospect than it was in 2023 and 2024 when interest ...

There’s a high probability that the Federal Reserve will cut interest rates at its September 16-17 meeting, according to interest rate traders. Indeed, the CME FedWatch Tool indicates an 87.1% ...

If you're looking to save some cash, now's a good time to lock in a guaranteed, inflation-beating return before savings rates potentially dip. Why's that? The Federal Reserve is set to meet at the end ...