Learn about the pros and cons of life insurance riders.

Indexed universal life insurance is a type of UL that has flexible premiums and death benefits. The cash value grows based on ...

Find out more about its costs and special features.

Purchasing life insurance for a child can provide a safety net if the worst should happen, but it can also protect them well into adulthood. There are different plans that parents, grandparents or ...

Learn the 5 key flexibilities to look for in a modern term insurance plan, including premium options, riders, coverage ...

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Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

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It might not be the most glamorous gift, but giving life insurance as a present to a loved one can make a big difference to ...