Medical history plays an important role in determining the cost of a life insurance policy, so many life insurance applications require you to complete a health questionnaire or medical exam. It may ...

ACORD, the standards body for the insurance industry, has announced a standardised life insurance application to help improve efficiency and accuracy for carriers and distributors. The form has been ...

The audio version of this article is generated by AI-based technology. Mispronunciations can occur. We are working with our partners to continually review and improve the results. Robert Pugh said he ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

For families grieving the loss of a loved one, a life insurance denial is a devastating secondary blow. Insurance companies deny claims for a variety of reasons, citing policy lapses, alleged ...

Getting a life insurance payout denied isn’t all that common, but the impact can be massive when it happens. Data from the Canadian Council of Insurance Regulators show 1.1 per cent of people claiming ...

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Insurance companies don’t typically deny a life ...

Quotes can vary significantly by insurer for the same coverage.

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Not available to New York residents. Ethos offers two types of life insurance: whole life and term insurance. Each policy has pros and cons. The term life insurance is available for people ages 20 to ...