Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...

The two main factors that affect the value of your federal retirement benefit are your high-three average salary and your ...

Many people think they don’t need life insurance in retirement, especially once the kids are all grown. Whether you’re approaching retirement or are already there, and are thinking life insurance ...

As we envision our golden years, most of us dream of a retirement filled with comfort, security, and the freedom to enjoy the fruits of our labour. We want to spend time with loved ones, travel to new ...