The process by which a business collects payment from a credit card transaction involves two steps, authorization and settlement, and three key players: customer, issuing bank and merchant. Many, or ...

September 15, 2025 - US merchants are cautiously optimistic that a federal district court's decision in Corner Post, Inc. v. Bd. of Governors of Fed. Rsrv. Sys., No. 1:21-CV-00095, 2025 WL 2253474, (D ...

Merchant accounts are essential if you want to run a business that accepts debit and credit card payments. Not doing so can impede on your ability to attract customers and grow your business. Luckily, ...

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Businesses in what are considered “high-risk” industries can have a hard time finding a credit card processor or merchant account provider to handle their payments — and when they do find one, they ...

When it comes to processing credit card payments, you have to spend money to make money. Every player in the payments value chain, including the issuer, acquirer or processor and card network, deducts ...

Merchants are increasingly levying surcharges on purchases made with credit cards to help offset processing fees, a new study from J.D. Power finds. Some 34% of merchants surveyed are adding ...

Credit card processing scams come in all forms. They can be a phone call from an alleged merchant service provider saying your card terminal needs updating or an email offering rate reductions.

For years, merchants have battled banks and payment processors over credit card processing fees. That fight has risen to a fever pitch now that a bipartisan bill to curb those fees is on the table.

Merchant Lynx Services, a “top fifty” merchant acquirer, is pleased to announce their acquisition of National Credit Card Processing Group (NCCP) as “part of the company’s strategic expansion.” NCCP ...

More and more Long Island merchants are dinging shoppers with fees for using credit cards, and many of them are doing it in a way that breaks the law. The surcharges, often running 3% to 4% of the ...

Kimberlee Leonard has taken her professional experience as an insurance agency owner and financial advisor and translated that into a finance writing career that helps business owners and ...