Our top personal loan lenders, including LightStream, SoFi and Universal Credit, offer low rates and fees and various repayment options for budget flexibility

To determine which personal loans are the best, CNBC Select analyzed dozens of U.S. personal loans offered by both online and brick-and-mortar banks, including large credit unions, that come with no origination or signup fees, fixed-rate APRs and flexible loan amounts and terms to suit an array of financing needs.

The average emergency is getting more expensive, and thousands of Americans are living paycheck to paycheck without the means to cover the cost. When a home repair might run you over $2,000, a health emergency more than $1,300, and an unexpected bill over ...

Discover what OneMain Financial offers for personal loans.

Policy changes by major retailers may have put another nail in the coffin of what used to be a financial mainstay: the personal check. In July, said CNBC, "Target joined a growing list of retailers, including the Aldi supermarket chain, Whole Foods, Old ...

When it comes to paying for some of life's big-ticket items — like a home renovation, a wedding or even a funeral — many people opt to use credit over cash. And credit can be especially useful when an expense sneaks up on you and you just don't have ...

Most personal loan lenders have larger minimum loan amounts. The lenders listed here offer small-dollar loans of $1,000 or less. It may be possible to get a small personal loan at a competitive interest rate from your local credit union. Be cautious of ...

If you're juggling multiple monthly debt payments, high interest rates and the constant worry of falling behind, it's natural to look for a way out. One option that many people consider in this scenario is taking out a personal loan to consolidate their ...

When choosing between multiple personal loan offers, compare features like fees, rate discounts and fast funding. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our ...

Learn how unsecured personal loans can provide funding for you.