Public sector banks lag in passing on repo rate cuts, unlike foreign banks swiftly reducing rates for borrowers.

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply and short-term lending among banks.

SA is expected to experience further interest rate relief in 2026 as inflation continues to ease and economic growth remains ...

South Africa is widely expected to see interest rate cuts in the near future, with South Africa benefiting from developments ...

The Reserve Bank lends money to banks at the ‘repo rate’, the banks add 3.5% to create the ‘prime rate’ – which we hear when ...

A home loan EMI comprises of two parts – principal and interest. The principal amount of an EMI remains constant, but the interest is variable. Ever wonder why a change in the external benchmark say ...

Since February, 2025, the MPC has reduced the repo rate by 125 bps to aid growth, with a 25 bps cut each in February and ...

Following the RBI's repo rate cut, eight major banks have reduced interest rates, but it's not guaranteed that every loan's EMI will decrease immediately. When you will get relief in your EMI depends ...

The brokerage expects monetary conditions to remain supportive of growth, with liquidity improving alongside policy easing, setting the stage for a more durable transmission of rate cuts into the ...

South African Reserve Bank Governor Lesetja Kganyago suggests phasing out the prime interest rate, maintaining that greater ...

Economists say there is really no reason for the Reserve Bank not to cut the repo rate on Thursday thanks to all the positive ...

Monetary Policy Committee (MPC) will meet next week for the first time in 2026 to determine the next interest rate move for ...