Public sector banks lag in passing on repo rate cuts, unlike foreign banks swiftly reducing rates for borrowers.

South African banking customers have been paying a prime rate of the repo rate plus 3.5% since 2001. Is it time for a change?

Since February, 2025, the MPC has reduced the repo rate by 125 bps to aid growth, with a 25 bps cut each in February and ...

SA is expected to experience further interest rate relief in 2026 as inflation continues to ease and economic growth remains ...

Reduce repo rate by 25 bps to 5.25% -- unanimous decision -- stance unchanged at neutral. FY26 GDP growth forecast upped to 7.3% from 6.8% earlier. FY26 CPI inflation projected downwards at 2% vs 2.6% ...

Economists say there is really no reason for the Reserve Bank not to cut the repo rate on Thursday thanks to all the positive ...

The brokerage expects monetary conditions to remain supportive of growth, with liquidity improving alongside policy easing, setting the stage for a more durable transmission of rate cuts into the ...

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply and short-term lending among banks.

South African Reserve Bank Governor Lesetja Kganyago suggests phasing out the prime interest rate, maintaining that greater ...

Monetary Policy Committee (MPC) will meet next week for the first time in 2026 to determine the next interest rate move for ...

The paper shows that banks with greater exposure to carbon-intensive borrowers already pay higher costs for short-term ...