There's a reason some people opt to save for retirement in a Roth IRA or 401(k). Even though Roth retirement plans don't give ...

Required minimum distributions and Roth conversions are colliding in 2026 in a way that will force retirees to pick a side: ...

Required minimum distributions or RMDs are usually framed as a financial disaster. A ticking time bomb that should be avoided ...

Before rushing to a Roth conversion, here are several important realities federal employees should understand.

RMDs can also act as a nudge for estate planning. If you have sizable account balances, these required withdrawals can be ...

A Roth conversion can be a game-changer for your retirement, but it comes with a catch: the upfront tax hit. This brief quiz ...

A new rule for the federal government’s retirement plan will allow enrolled workers and retirees to convert funds to Roth accounts.

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan ...

Answer: You're correct. Normally, someone must be at least age 59 ½ to make penalty-free 401 (k) withdrawals. But there's a ...

When is a Roth conversion a good idea? Readers are confused about their strategies. Got a question about investing, how it fits into your overall financial plan and what strategies can help you make ...

When it comes to Roth conversions, traditional advice is to convert traditional IRAs to a Roth IRA over a period of years to stay within current tax brackets. The theory is that doing so will reduce ...

It's true that Roth IRAs have income limits for contributions. In 2026, the limits are $168,000 if you're single, $252,000 if ...