As retirement planning evolves and baby boomers leave the workforce, industry focus is shifting towards creating sustainable income to support retirees throughout their golden years. A new ...

This explains how SWPs create regular income while keeping capital invested. It highlights why calculators help structure ...

A strategic balance of annuities and systematic withdrawals, tailored to individual needs, preferences and market conditions, is the key to optimal retirement outcomes, according to new research by ...

As widely used as the 4 percent rule for retirement income is, it might not offer the best outcome for retirees in comparison to a one-two punch of making systematic withdrawals and buying annuities, ...

What Is a Withdrawal Plan? A withdrawal plan is a financial strategy that enables individuals to access their investments or savings over a specific period, providing them with a steady stream of ...

Reaching a financial goal through SIPs is an achievement, but how you withdraw and redeploy money determines whether that success lasts.

This year saw expanding selection of target-date funds, annuity marketplaces, systematic withdrawal programs and other income solutions, according to the Institutional Retirement Income Council. Next ...

New research published in the Journal of Retirement found that full or partial annuitization leads to better retirement income outcomes than the 4% rule. The research also found that those with ...

A lot of retirees use annuities to simplify their income stream in retirement but that doesn’t mean annuities are simple. Beyond choosing what kind of annuity to purchase – immediate vs. deferred and ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...