According to LIMRA’s Insurance Barometer Study and the Insurance Information Institute, 54% of people during 2020 in the U.S. received coverage through some type of life insurance. You’ve likely ...

Despite its complexities and cost, universal life insurance offers greater flexibility and some tax advantages. Here’s how it works. This article is 2 years old. Some details may be outdated. Among ...

Just as investments can be an integral part of your financial plan, so too can life insurance. Universal life insurance, in particular, offers a unique blend of insurance coverage and investment ...

MassMutual provides several types of life insurance, including a high-performing, dividend-earning whole life product, but some buyers might see higher-than-average rates for term coverage ...

Indexed universal life insurance (IUL) is a type of permanent life insurance designed for people who want lifelong coverage, adjustable premium payments and the ability to choose how their policy’s ...

Indexed universal life insurance is a type of UL that has flexible premiums and death benefits. The cash value grows based on a portion of an index’s returns, and the policies have a floor, so the ...

Indexed universal life (IUL) insurance combines life insurance coverage with the opportunity to accumulate cash value linked to the performance of a stock market index, such as the S&P 500. Investors ...

Universal life insurance offers flexibility in premium payments and death benefit adjustments, allowing policyholders to adapt coverage to life’s changing needs. The policy builds cash value, which ...

No one likes to think about the day when they or their loved ones will die, but it’s an important part of your finances. Life insurance can help to ease any concerns about what will happen financially ...

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Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...