If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Short-Term Disability Insurance (STD) replaces a portion of your pay if you cannot work due to an illness or injury. The STD plan pays a benefit to replace 66.67% of your pre-disability income.

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has ...

We often read about the consumer's need for long-term care, but insights into what consumers think about the need for such protection is seldom addressed. A white paper by OneAmerica Financial offers ...

Short-term medical disability insurance replaces a portion of your income if you are temporarily unable to work after a qualifying temporary illness or injury. Eligibility and coverage depend on your ...

Short-term disability is benefit that gives you temporary income, lasting from several weeks to several months, in the event you are unable to work due to an illness or injury. In the United States, ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...