Tech workers are increasingly worried that the artificial intelligence they are building will replace them. But some are optimistic that it is just one more tool to work with.

By tapping into ChatGPT's capabilities, even beginners can explore simple and creative ways to start earning money online.

Ready to start investing? These are the best investing apps for beginners.

Our step-by-step guide covers the many benefits, limited downsides, and everything else you need to know before embracing this popular privacy tool.