Here’s the breakdown 👇 Most people believe compounding only works when you start early. But what matters more is how structured your plan is — not the age you begin. Here’s one illustration of what I’d do if I were starting at 58: 💰 Start: ~$32,000 ➕ Add: ~$400/month 📦 Portfolio: QLD 70% UGL 30% 📈 Historical CAGR: ~29.94% Over around 6 years, this type of approach has historically grown to around ~$143K. At that level: • A ~1.5% withdrawal becomes ~$2,146/month • Historically, the remaining
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Here’s the breakdown 👇 Most people believe compounding only works …
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