What is zero-based budgeting? | IBM
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Do you budget this way? This method of budgeting is called Zero based budgeting, and honestly it was a game changer for us! Every cent I get paid has a Job as soon as it lands in my account, and it means instead of having vague intentions with our money, we are intentionally working towards our goals. I have the money for my everyday expenses taken out, as well as money sent towards my sinking funds, all my future expenses. If anything crops up, I also have my emergency fund in place too, and th
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